Why Credit Unions are your best bet

Banks are always looking at ways to  squeeze money out of their consumers by charging higher checking account fees for overdrafts, monthly service fees, balance requirements as well as ATM fees.  Your CCAC Federal Credit Union  remains committed to providing the best service to its members.

Used Auto Loans Reduced

We are dropping our used auto loan rates. Review our new loan rates on the next page and drive away with the car of your dreams.

Board Election

Jennifer Cowans who replaced Jack Koscho has agreed to remain on the Board for another term. All Board members have decided to remain in
their respective job duties.

Services
Free Notary Public services to active members, & Money Orders for a nominal fee. 

Deposit your TAX REFUND!!
You are now able to electronically disburse money from your Tax Refunds directly into your CCAC Federal Credit Union share savings account using ACH (Automated Clearing House). 

To deposit into your share savings account, you will need to provide your Credit Union routing number and your Credit Union

account number: 

Routing number: 243083431

Account number: this number can be found on your statement. For example, 1/31.0 would be entered as 1310 for your account number.  Currently all deposits will be saved into your share savings account.

You can also deposit other sources such as  outside payroll, Social Security deposits and Retirement pensions.

Help Protect Your Identity!
The Credit Union has partnered with the Credit Bureau and making a service available for credit union members to obtain copies of their credit reports for a nominal fee. They are offering credit reports from the three major providers, Experian, Equifax, and TransUnion for $25 for all three. Any one report can be obtained for $10 each. This service has to be coordinated with your local Credit Union. Stop by or call the office staff if you wish to participate.

Annual FCU Meeting
The 38th annual meeting was held 06/18/10 at Boyce Campus. Light refreshments were served. The President, Supervisory Committee
Chairperson and CEO spoke briefly on the state of the credit union as of Dec. 31, 2009. There were 16 members in attendance including 3
board members and office staff. As part of the annual meeting celebration 10 members were awarded $25 gift cards.

Home Banking - Not just for Checking

If you have not signed up for our new services which include free share draft checking/ATM card/Home Banking and Bill Pay, you can still sign up for Home Banking. View your other savings account balances online at any time and you can also receive e-statements automatically instead of waiting for paper statements. You can request withdrawals and also help defray costs in mailing statements. Remember you own this credit union so any savings goes right back into your dividends. SIGN UP TODAY!

Clean Your Debt

Money problems are the leading cause of stress in Americans. We can help you by offering financial counseling, debt consolidation loans, car loans, home equity loans or lifestyle loans, to help ease those burdens.

Dividends
We are requesting that members call the office and the staff will be glad to supply you with the current rates.

Dormant Accounts
Effective June 1, 2009, any dormant account over two years old will be assessed a $2 fee per month until the account is brought back to active status or closed. Accounts are considered inactive/dormant when no transactions are posted to an account for a period of one or more years. Dividends and fees are not considered transactions.

Going On Vacation?
If your are one of the millions of families that will be planning a vacation this year, your credit union can help make it relaxing by assisting you with all your vacation financial planning. A fun-filled vacation starts with making sure it’s affordable. Using payroll deduction or regularly scheduled deposits, you can set aside money for the trip in a painless and easy fashion. ( Tip : Open a vacation account for next year now!)

If you don’t pre-plan, don’t fret- check with your credit union about a personal loan to make your vacation dream a reality. Your credit union is a not-for-profit cooperative dedicated to serving you— its members.

Send us your email address
We occasionally use email as a form of correspondence to our membership. If you are not a college employee but are a member of the Credit Union and have an email provider please forward us your address and we will add you to the contact list.

Credit Union now on Email
You can email directly to the mailbox at:
creditunion@ccac.edu